Sa'diah, Zulfatus, Universitas Darussalam Gontor
Sabani, Akbar, IAIN Palopo
Saepul, Saepul, IAIN Palopo
Sahputri, Andriani, Universitas Islam Negeri Sumatera Utara
Saifuddin, Saifuddin, Nurul Jadid University
Sakifah, Sakifah, Department of Digital Banking and Finance Department, Faculty of Economics and Business, Universitas Siliwangi, Tasikmalaya, 46115, Indonesia
Salam, Abdul, Universitas Alma Ata
Salam, Abdul, Alma Ata University
Salam, Abdul
Salam, Abdul, Departement of Economic, Faculty of Economic Bussines, Alma Ata University (Indonesia)
Salam, Abdullah
Sani, Ageng Asmara
Sani, Ageng Asmara, Department of Digital Banking and Finance Department, Faculty of Economics and Business, Universitas Siliwangi, Tasikmalaya, 46115, Indonesia (Indonesia)
Saputra, Angga Dwi, Universitas Alma Ata
Sari, Dewi Komala, Universitas Muhammadiyah Sidoarjo
Sari, Dwi Ratna, UIN Raden Mas Said Surakarta
Sari, Egi Gumala, Departement of Digital Business, School of Economics and Business, Telkom University, Indonesia
Sari, Mutia, Universitas Islam Negeri Sumatera Utara
Sari, Nurma, FEB UNSYIAH
Sari, Sekar Arum, Universitas Muhammadiyah Pringsewu
Satyarini, Julia Noermawati Eka
Septiani, Msy Aziza, UIN Raden Fatah Palembang
Setiorini, Kusumaningdiah Retno
Setiyowati, Arin, Univeristas Muhammaddiyah Surabaya
Siagian, Siti Bejana, Universitas Islam Negeri Sumatera Utara, Indonesia

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